Financial Support When You Need It Most
Protects the funds needed to support you or your loved ones in the event of prolonged illnesses. Receive a lump sum payment upon diagnosis of cancer, heart attack, stroke, or other critical conditions.
Receive a one-time cash payment upon diagnosis of a covered critical illness. Use the money however you need.
Protection for cancer, heart attack, stroke, kidney failure, major organ transplant, paralysis, and more.
Use funds for medical bills, lost income, travel for treatment, experimental therapies, or everyday expenses.
Works with your health insurance to cover deductibles, copays, and non-medical expenses during treatment.
Benefits typically paid within days of diagnosis, when you need financial support most.
Reduce financial stress so you can focus on treatment and healing. Money brings options and peace of mind.
A simple 4-step process to protect against health crisis
Meet with Alek Mires to discuss your mortgage amount, family needs, and budget. We'll explain all your options.
We'll search through 30+ top carriers to find the best coverage at the best price for your specific situation.
Most policies require no medical exam. Complete a simple application and get approved quickly.
Once approved, your coverage begins. Your family's home is now protected no matter what happens.
Mortgage protection is specifically designed to pay off your mortgage, while term life insurance provides a lump sum that beneficiaries can use for any purpose. Mortgage protection decreases as your mortgage balance decreases, often making it more affordable.
It depends on your current coverage amount. If your existing life insurance would fully cover your mortgage plus other expenses, you may be adequately protected. However, many people find mortgage protection provides additional peace of mind specifically for their home.
Most mortgage protection policies are portable, meaning you can transfer them to a new mortgage. Some policies may require updates to coverage amounts. We'll help you navigate any changes to ensure continuous protection.
Yes! Many mortgage protection policies offer simplified underwriting with no medical exam required. Pre-existing conditions may affect rates, but we work with 30+ carriers to find options that work for your situation.
Typically, your coverage amount should match your outstanding mortgage balance. We'll review your specific situation including your mortgage amount, term remaining, and family needs to recommend the right coverage level.
Coverage typically begins once your application is approved and your first premium payment is processed. This can often happen within 48 hours of submitting your application.
No obligation. Get a personalized quote in minutes.
Schedule a free consultation with Alek Mires to discuss your critical illness insurance options